services

TAKE RISK MANAGEMENT OFF YOUR MIND.

Owning a home or growing a business is demanding but satisfying. Risk management? Not nearly as thrilling. The good news is that we are experts at assessing, analyzing, and managing business risk. Just leave it to us.

null

MULTI - FAMILY

Multifamily property owners are no strangers to the widespread liability claims that are rampant these days. Make the right choice, get your assets protected and minimize those risks. By insuring your properties, you can rest assured that you are covered from any claims or incidents that may arise. With our vast amount of experience and expertise, we provide a top-quality product and keep your annual premiums down.

null

SHOPPING MALLS

Owning a mall is not only an investment but also a huge responsibility, as your tenants are relying on you. Commercial property insurance and liability insurance are vital to have in place. You can depend on Sterling P&C to take care of everything. We will make sure that there are no possible gaps in coverage and that you are protected.

null

GENERAL CONTRACTORS

As a general contractor or construction manager, you are responsible for the oversight and execution of large projects. Save yourself time and effort by leaving the risk management to Sterling P&C. Exclusive personalized insurance programs combined with our expertise will fulfill your specific needs in your business. Ensure your company has the right coverage and is protected from liability claims, property damage and more.

null

WORKERS’ COMPENSATION

Employees are the life-blood that keep your company running. Be responsible for your employees and make sure you have the proper classification for workers compensation. With our in-depth knowledge of the insurance landscape, Sterling P&C will take care of the nitty-gritty details, so you can focus on running and growing your business.

null

BUSINESS INSURANCE

Running a business is empowering yet time-consuming. Leave the headache of choosing a BOP (Business Owner Policy Package) to Sterling P&C. Whether you have a small business or large enterprise you can rely on us to handle all the details. From business interruption insurance, property insurance, vehicle coverage, and liability insurance, we’ve got you covered.

null

REAL ESTATE

Homeowners and property managers should take the proper precautions to help mitigate any risks. Natural disasters and other catastrophes can be devastating, but the fallout can be avoided with the proper coverage in place. Sterling P&C is here to make sure you can rebuild and repair damage after unexpected events occur. This is a great solution to ensuring your investments are safe for the long term.

null

SPECIALTY

Specialty trade contractors can be exposed to many risks over the course of their career or during work on a specific project. Your profession needs full coverage from risks such as bodily injury, property damage, business loss or any possible lawsuit that may come your way. Sterling P&C is here to give you our full attention, and expertise in choosing the right coverage for your business.

null

HOMEOWNERS’ INSURANCE

Did you know you can actually carry a separate policy for jewelry coverage and suffer no increase in homeowner insurance rates should a jewelry loss occur? Were you aware that the five percent deductibles suggested by so many companies is actually five percent of your home’s value, NOT five percent of the loss amount Sterling P&C takes the time to educate our clients, ensuring the decisions you make are based on solid advice. Sterling Property and Casualty works smarter for you.

TAKE RISK MANAGEMENT OFF YOUR MIND.

contact us to find out how.

902 E County Line Rd

Lakewood, NJ 08701

(732) 730-7130

info@sterlingpandc.com